Interest Rates

GET THE FACTS

We are committed to providing competitive rates, the best services, and to show you the power of positive banking with a purpose. 

CD SPECIAL

  • Limited time 12 month CD special 1.90 % APY!

Annual Percentage Yield (APY) is effective as of December 2, 2019. This is a limited time offer and is subject to change or be discontinued without further notice. Minimum opening requirement and balance is $500. Interest will be compounded daily and credited monthly. Annual Percentage Yield (APY) assumes interest remains on deposit until maturity, and withdrawal of interest will reduce earnings. Special cannot be combined with any other offer and excludes institutional investors, brokered accounts and money for public funds. Penalty for early withdrawals could affect the APY and could reduce principal for these accounts. This CD Time Deposit APY and interest rate cannot be combined with any other promotion. Additional deposits or withdrawals of principal after the opening date are not permitted. Also available as an Individual Retirement Account (IRA). At maturity, certificate of deposit will renew automatically at current rate and closest term available in a standard certificate of deposit product. Please contact your local Client Solutions Center for current standard rates and terms

LINK MONEY MARKET SPECIAL

  • Limited time special!
  • 1.80% APY

LINKBANK TIERED RATE MONEY MARKET: 1 Annual Percentage Yield (APY) is effective as of 1/2/20 on tiered rate accounts based on the chart: 

A minimum balance of $2,500 in new money (money not already on deposit with LINKBANK) is required to open account and avoid a monthly maintenance fee of $10.00.

Interest is compounded daily and credited monthly. Fees may reduce earnings. Interest rate may change after account opening.

Offer is subject to change or be withdrawn at any time. Federal regulations limit the number of pre-authorized withdrawals made from a money market account to six per month. Contact your local Solutions Center for current standard rates and terms; refer to our fee schedule for additional information about charges. Member FDIC.

HOME EQUITY LINE OF CREDIT

Let us build your dreams with an affordable home equity line of credit,  providing you the money you’ve invested in your home. 

Annual Percentage Rate (APR) of 3.75% is an introductory rate for the first 12 billing cycles, after which the rate will revert to the current Wall Street Journal Prime Rate (WSJP) and will be variable. WSJP is 4.75% as of 10/31/2019. Minimum APR is 4%. Maximum APR is 18%. Minimum line amount is $10,000. Maximum line amount is $750,000. Draw period is 10 years. Repayment period is 10 years. Loan recording and appraisal fees may apply. Other terms and conditions may apply. All loans are subject to credit and underwriting requirements and approvals. This offer is limited to owner-occupied, single-family dwellings and is not valid for rental properties, cooperatives, mobile homes or residential lots. Loan to value (LTV) must be equal to or less than 80%. Property insurance and flood insurance where applicable, is required. The loan rate discount does not apply to this promotional loan. Limited time offer and subject to change or be discontinued without further notice. NMLS # LINKBANK 403199.

DOUBLE YOUR IMPACT

When you open a checking account with LINKBANK. $50 goes into your new checking account! 

TOGETHER, we double the impact for the community we love. 

LINKBANK donates $50 to The LINK Foundation and LINKBANK donates another $50 to a local charity of your choice.

When you open any LINKBANK checking account, LINKBANK will donate $50 to a local charity of your choice, we will donate to The LINK Foundation and we will automatically deposit $50 into your account within 60 days of the opening date. Account must be active and in good standing to qualify for the deposit. Rates are variable (depending upon the account obtained) and may change at any time without further notice. Please consult your tax advisors concerning the reporting to Internal Revenue Service of bonus payments as interest on the accounts. Contact us for current rates and applicable fees specific to the checking product of interest. Fees may reduce earnings. Member FDIC.

FAQ

Your most frequently asked questions and our answers.

For us, it comes down to one thing — personal relationships. Relationships that inspire trust, innovation, and collaboration. 

LINKBANK President

Brent Smith

2020 Holiday Schedule

Our Administrative Offices and Client Solution Centers will be closed in observance of the following federal holidays:

  • New Year's Day
    Wednesday, January 1
  • Martin Luther King Jr Day
    Monday, January 20
  • Presidents Day
    Monday, February 17
  • Memorial Day
    Monday, May 25
  • Independence Day
    Friday, July 3
  • Labor Day
    Monday, September 7
  • Columbus Day
    Monday, October 12
  • Veterans Day
    Wednesday, November 11
  • Thanksgiving Day
    Thursday, November 26
  • Christmas Day
    Friday, December 25