*Annual Percentage Yield (APY) is effective as of November 20, 2023, and is subject to change without notice. Minimum to open and obtain the APY is $500. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Additional deposits or withdrawals of principal after opening are not permitted. The 9-month certificate will automatically renew into a 12-month certificate of deposit at the time of maturity. The 13-month certificate will automatically renew into an 18-month certificate of deposit at the time of maturity. This special cannot be combined with any other offers or promotions and excludes institutional investors, brokered accounts, and public funds. Also available as an Individual Retirement Account (IRA) certificate of deposit. This is a limited time offer and may be discontinued at any time.