LINKBANK debit card

Personal Checking

Our checking accounts offer a comprehensive range of money management options to fit your lifestyle and needs. From online and mobile banking, overdraft protection, debit cards and free ATMs nationwide, we have the tools you need.

Manage your money with ease.

Our checking accounts aim to provide you with a seamless money management experience that caters to your unique lifestyle and requirements. Enjoy the convenience of our debit cards, accepted at millions of locations worldwide, and take advantage of free ATM access nationwide, providing you with quick and easy cash withdrawals whenever you need them. 

We strive to empower you with the tools to effortlessly manage your money, so you can focus on what matters most.

Learn more about our personal checking offers below.


Personal Checking Easy LINK Checking Premier LINK Checking1
Minimum Opening Requirement $25 $100
Minimum Daily Balance
(to avoid monthly service fee)
$0 $100
Minimum Service Fee $0 $10
Interest Paid No Yes, tiered interest rates1
CD Rate Bonus No Additional CD rate benefit on all standard CDs
Personal Loan Discount Earn rate discounts on Personal Term Loan if auto debit is setup to a Bank Checking Account Earn rate discounts on Personal Term Loan if auto debit is setup to a Bank Checking Account
Free eStatements Yes Yes
1 Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact your local Client Solutions Center for current rates.


Double Your Impact.

Are you ready to make a real impact on your community? Open an account with us today, you’ll not only be investing in your financial future, you’ll also be making a positive impact on your community. That is right!

When you open a personal checking account:

You get to grow your money, invest in your future financially but also have the power to shape the world around you positively. It is a win-win! Whether it's a local charity that addresses social issues, supports education, or promotes environmental sustainability, the choice is yours. Managing your finances has never been more rewarding!

 We believe in the power of collective impact, and through the Double Your Impact program, we aim to create a ripple effect of change. By aligning our efforts with your banking experience, we are committed to making a tangible and lasting difference in the communities we serve. Visit your local Client Solutions Center and open a personal account today. Let us make a difference together.

Free atms nationwide.

Join our banking community today, and enjoy the convenience and savings of nationwide ATM access, all for free.

Open an Account