Mortgage Solutions

Ready to make your dream home a reality? Look no further! At LINKBANK, we're dedicated to helping you secure the perfect mortgage for your needs. Whether you're a first-time buyer, looking to upgrade, or seeking to refinance, we've got you covered.
PURCHASING YOUR DREAM HOME?
Embark confidently on your journey to homeownership, knowing you're supported every step of the way.
 
home purchasing
ready to refinance your home?
Refinance your home and seize opportunities for lower rates, reduced payments, or accessing equity.
 
home refinancing
ALREADY APPLIED FOR A MORTGAGE WITH LINKBANK?
Log in and upload any requested documentation.
 
 
LOGIN
How Much Can You Afford?
Get pre-qualified for a mortgage! Know your borrowing power and explore tailored mortgage options.
 
PRE-QUALIFY
Need Guidance? How Can We Assist You?
Find the perfect mortgage advisor to guide you through the home financing process.
 
CHOOSE AN ADVISOR
Curious about Your Mortgage Options?
Utilize our calculators to estimate payments, affordability, and more.
 
CALCULATORS






















    Why Choose LINKBANK for Your Mortgage?

    Tailored Solutions

    Our experienced Loan Advisors will work closely with you to understand your unique financial situation and find a mortgage solution that fits your needs.

    Competitive Rates

    We offer competitive interest rates to ensure that you get the most out of your mortgage.

    Flexible Terms

    With a variety of term options available, you can choose the repayment schedule that best suits your budget and lifestyle.

    Streamlined Application Process

    Our online application makes it easy and convenient to apply for a mortgage from the comfort of your home. No more paperwork or long wait times!

    Expert Guidance

    Our team of knowledgeable professionals is here to guide you through every step of the mortgage process, answering any questions you may have along the way.


    mortgage products for you.

    For many people, buying a home is the most important investment they will make. Choosing the right mortgage is as important as choosing the right home. We offer a variety of mortgage products designed to make your dream home a reality. Or, if you are building a home, a construction loan can be an ideal source of cash throughout the building process.

    CONVENTIONAL LOAN
    Conventional Loans are loan amounts up to $806,500.
     
     
    Offering:
    • Fixed rate or adjustable rate
    • Loan to value up to 95%
    • Jumbo Loans up to $3 Million available

    CONSTRUCTION TO PERMANENT LOAN
    LINKBANK’s “Building Your Forever” offers borrowers a one-time close on construction. You can spend less time worrying about the financial process and more time focused on next steps towards your forever.

    Offering:
    • 10% Down Construction/Permanent
    • Competitive rates
    • One-time close option with lower fees and closing costs
    • Local process and underwrite

     
    LAND LOAN
    Ready to purchase that perfect plot of land for your dream home?
     
     
    Offering:
    • Fixed rate
    • Fixed payment with ample time to determine next steps on home construction options

    FIRST-TIME HOMEBUYER PROGRAMS
    Offering:

    • As little as 3% down payment available

    • Down payment and closing cost assistance programs available

    • LINKBANK First-Time Homebuyer Program available



    OTHER SPECIAL PROGRAMS
    Offering:

    • VA – Up to 100% LTV - Borrower must meet eligibility requirements

    • FHA – Up to 96.5% LTV


































    Ready to Take the Next Step?

    To begin your mortgage application for home purchasing, click the "Apply Now" button below, or reach out to our dedicated team to discuss our range of home refinancing options. Our team is standing by to assist you and make your homeownership dreams a reality!

    Pre-qualify    APPLY NOW


    Have questions on your next steps?

    Contact our team to get started!



    BOB RADER 
    Mortgage Sales Manager
    (717) 514-6285
    NMLS #619068
     
     
    Bob Rader brings many years of experience in the mortgage industry, with expertise in sales, operations, and management. He knows how to build outstanding mortgage teams and is dedicated to finding the ideal solution for every borrower’s unique needs. Bob and his team are committed to delivering the highest level of service and professionalism to each client.

     

     
    ROBIN HUDDLE  LinkedIn URL
    Senior Mortgage Loan Originator
    (540) 220-2474
    NMLS #521810

     
    Robin Huddle is a seasoned Mortgage Banker who serves Virginia and Southern Maryland, and specializes in residential construction-perm and land financing. With a focus on personalized service and expertise in the industry, she guides clients through the mortgage process with confidence and integrity.



    DAVID ROGERS 
    Mortgage Loan Originator
    (717) 288-7034
    NMLS #2663236

     
    David Rogers purchased his first home at 19, sparking a lifelong passion for helping others build equity and long-term wealth through homeownership. Now a dedicated Loan Originator at LINKBANK, David uses his knowledge and experience to guide clients toward financing solutions that fit their lifestyle and goals. He believes in making the mortgage process clear, accessible, and empowering—whether it's a first home, a construction project, or a strategic investment. For David, it’s not just about closing loans; it’s about opening doors and building futures.
     
     
     
    SHEILA PEREZ-SMITH  LinkedIn URL
    Community Lending Officer
    (717) 991-7178
    NMLS #2260726
     
     
    Sheila Perez-Smith is a Community Lending Officer who specializes in supporting First Time Homebuyers through the home buying process. She has ample knowledge regarding down payment and closing cost assistance programs. Sheila provides one on one guidance to ensure understanding and clarity regarding loan products and the overall process. Additionally, Sheila is a bilingual Loan Originator who provides specialized support in both English and Spanish.
     
    JEAN ALLEN  LinkedIn URL
    Community Lending Officer
    (571) 275-9310
    NMLS #572439

     

    Jean Allen is a Community Lending Officer and seasoned Mortgage Professional focusing on evaluating credit, income, appraisals, and program guidelines. This has allowed her to assist borrowers throughout the mortgage process by providing a seamless home-buying experience. She looks forward to working with first-time homebuyers and efforts that continue to positively support the community.

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