Annapolis Money Market Special Disclosure


*Promotional Annual Percentage Yield (APY) is in effect during the period of April 22, 2025 - October 22, 2025. A minimum balance of $2,500 in new money (money not already on deposit with the bank) is required to open an account and required to remain on deposit in the account to avoid a monthly maintenance fee of $10.00. Interest is compounded daily and credited monthly. Fees may reduce earnings. The interest rate after October 22, 2025, is variable and may change at any time. Offer is subject to change or may be withdrawn at any time. The APY after the promotional period ends will be the standard rate for your tier. As of April 22, 2025, the standard rates and tiers are detailed below. Contact your local Client Solutions Center for current standard rates and terms.