*Annual Percentage Yield (APY) is effective as of April 6, 2022, and is subject to change without notice. Minimum to open and obtain the APY is $500. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Additional deposits or withdrawals of principal after opening are not permitted. At maturity the certificate of deposit will automatically renew for the same term. This special cannot be combined with any other offers or promotions and excludes institutional investors, brokered accounts, and public funds. Also available as an Individual Retirement Account (IRA) certificate of deposit. This is a limited-time offer and may be discontinued at any time.

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LINKBANK & The Gratz Bank

Personal Savings Accounts

Online Personal Banking

24/7 ONLINE ACCESS

Simplify managing your finances with 24/7 online access to your account.

24/7 Security & Monitoring

Worry free debit card banking - enable real-time push notifications that actually matter. Establish account and security alerts customized by you.

Dedicated Banker

Your Client Solutions Specialist is available for you by phone or in person at your local Client Solutions Center.

Go mobile with LINK & Go

*Available for iPhone 5s or later as well as Galaxy S5.

Touch ID

Authenticate your account with your fingerprint or face ID for secure access to mobile banking log in.

MOBILE DEPOSIT & INSTANT BALANCE

Deposit checks to your account(s) using your mobile device securely, anytime. Instant Balance gives you secure access to your account balances without logging in.

ONLINE BANKING & BILL PAY

Transfer funds and pay bills at home or on the go!

Saving for an epic vacation, addition to your family, or building an education fund? ​

Plan with a purpose while earning the best return on your investment. Call your Client Solution Specialist today to set your goals into motion.

LINK Savings

  • Free e-Statements
  • Interest bearing
  • $200 to open and maintain
  • $200 daily balance , monthly service fee, waived if minimum balance maintained.
  • LINK Savings Account for Minors (age 18 and younger) requires $0 to open and monthly service fee won't apply until age 18.

LINK Money Market

  • Free e-Statements
  • Tiered interest bearing
  • $2,500 minimum to open
  • $2,500 daily balance, monthly service fee waived if minimum balance is maintained
  • Mastercard Debit/ATM card
Download Details (PDF)

FEATURES

LINK IRA Savings¹

LINK Savings¹

LINK Money Market¹

Minimum Opening Requirement

$200

$200

$2,500

Minimum Daily Balance

(to avoid monthly service fee)

$0

$200

$2,500

Monthly Service Fee

(if daily balance falls below minimum)

$0

$5

$10

Interest Paid

Yes³

Yes²

Yes, tiered interest rates²

Free Convenience Services

Online Banking e-Statements

Online Banking
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account³
ATM Card
Free ATMs Nationwide

Online Banking & Bill Pay
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account³
MasterCard Debit/ATM Card
Free ATMs Nationwide

¹Federal regulation limits the number of transfers of withdrawals in a savings or money market account to six per statement cycle. Withdrawals and transfers included, but are not limited to bill payments, telephone transfers, ACH payments, drafts, and point of sale transactions. The regulation provides for unlimited in-person or ATM withdrawals and transfers. An excessive withdrawal fee will be assessed for transactions over this limit, according to the current fee schedule.
²Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact your local Client Solutions Center for current rates.
³Automatic Overdraft Protection is available for your checking account by connecting a LINK Money Market Account or LINK Savings Account. Fees apply for each sweep; please refer to the current fee schedule for applicable charges.

Automatic Overdraft Protection via Sweep

Be confident in your purchasing power when you connect a LINK Money Market Account or Savings Account to your LINK Checking Account as reinforcement. When you make a purchase that is more than the balance of your checking account, our Sweep Service will pull the money from your designated reserve account to cover the amount of the transactions.

Our promise to you.

“Our goal is to provide you with the best experience you’ve had in banking. From our seasoned client solutions specialists, to our competitive rates and products – you’re going to love it here.”

- Brent Smith, President

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Capital Region
 

Client Solutions Centers

 

Camp Hill

Linglestown

Lancaster Region

Client Solutions Centers

 

Lancaster

York Loan Production Office

 

Delaware Valley Region

Client Solutions Centers

 

West Chester

Gratz Region
 

Client Solutions Centers

 

Gratz

Valley View

Herndon

Yorkville Plaza

Minersville

Trevorton

Member FDIC EHL

Disclaimer: *Annual Percentage Yield (APY) is effective as of January 18, 2022. A minimum balance of $2,500 in new money (money not already on deposit with the bank) is required to open an account and avoid a monthly maintenance fee of $10.00. Interest is compounded daily and credited monthly. Fees may reduce earnings. The interest rate may change after account opening. Offer is subject to change or may be withdrawn at any time. Federal regulations limit the number of preauthorized withdrawals made from a money market account to six per month. Contact your local Solutions Center for current standard rates and terms; refer to our fee schedule for additional information about changes. Bank refers to The Gratz Bank and LINKBANK, a division of The Gratz Bank. Member FDIC. 

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