Personal Savings Accounts

Two simple options.
One great outcome:

Savings*, Money Market

* also available as a IRA

Saving Solutions Personalized For You

Enjoy rewarding financial solutions giving you the best return on your investment.

 Let us be the LINK to your success. 

LINK Savings

  • Free e-Statements
  • Interest bearing
  • $200 to open and maintain
  • $200 daily balance , monthly service fee, waived if minimum balance maintained.
  • LINK Savings Account for Minors (age 18 and younger) requires $0 to open and monthly service fee won't apply until age 18.

LINK Money Market

  • Free e-Statements
  • Tiered interest bearing
  • $2,500 minimum to open
  • $2,500 daily balance, monthly service fee waived if minimum balance is maintained
  • Mastercard Debit/ATM card
LINK IRA Savings1
LINK Savings1
LINK Money Market1

Minimum Opening Requirement




Minimum Daily Balance

(to avoid monthly service fee)




Monthly Service Fee

(if daily balance falls below minimum)




Interest Paid



Yes, tiered interest rates2

Free Convenience Services

Online Banking

Online Banking
Mobile Banking & Mobile Deposit
Sweep for Overdraft Protection on Your Checking Account3
ATM Card
Surcharge Free ATMs Worldwide4

Online Banking
Mobile Banking & Mobile Deposit
Sweep for Overdraft Protection on Your Checking Account3
MasterCard Debit/ATM Card
Surcharge Free ATMs Worldwide4

1 Federal regulation limits the number of transfers of withdrawals in a savings or money market account to six per statement cycle. Withdrawals and transfers included, but are not limited to bill payments, telephone transfers, ACH payments, drafts, and point of sale transactions. The regulation provides for unlimited in-person or ATM withdrawals and transfers. An excessive withdrawal fee will be assessed for transactions over this limit, according to the current fee schedule.
2 Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact your local Client Solutions Center for current rates.
3 Automatic Overdraft Protection is available for your checking account by connecting a LINK Money Market Account or LINK Savings Account. Fees apply for each sweep; please refer to the current fee schedule for applicable charges.
4 Exchange rates/fees are applicable as charged.

Automatic Overdraft Protection via Sweep

Be confident in your purchasing power when you connect a LINKBANK Money Market Account or Savings Account to your LINKBANK Checking Account as reinforcement. When you make a purchase that is more than the balance of your checking account, our Sweep service will pull the money from your designated reserve account to cover the amount of the transaction.

Plan for your future with a Certificate of Deposit (CD)

Available as a Traditional CD or IRA.

Be confident in a safe investment option that offers a guaranteed rate of return during the life of the CD

Simply choose the term that supports your short-term and long-term goals. Available in 6 month, 12 month, 18 month, 24 month, 36 month, 48 or 60 month terms.  Connect your accounts to make your finances virtually maintenance free by opting to deposit your interest directly into a LINKBANK Checking Account or Money Market Account.

Your time is valuable.
We understand.
We are here to simplify your life one account at a time.

For us, it comes down to one thing — personal relationships. Relationships that inspire trust, innovation, and collaboration. 

LINKBANK President

Brent Smith

2020 Holiday Schedule

Our Administrative Offices and Client Solution Centers will be closed in observance of the following federal holidays:

  • New Year's Day
    Wednesday, January 1
  • Martin Luther King Jr Day
    Monday, January 20
  • Presidents Day
    Monday, February 17
  • Memorial Day
    Monday, May 25
  • Independence Day
    Friday, July 3
  • Labor Day
    Monday, September 7
  • Columbus Day
    Monday, October 12
  • Veterans Day
    Wednesday, November 11
  • Thanksgiving Day
    Thursday, November 26
  • Christmas Day
    Friday, December 25