*Annual Percentage Yield (APY) is effective as of April 6, 2022, and is subject to change without notice. Minimum to open and obtain the APY is $500. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Additional deposits or withdrawals of principal after opening are not permitted. At maturity the certificate of deposit will automatically renew for the same term. This special cannot be combined with any other offers or promotions and excludes institutional investors, brokered accounts, and public funds. Also available as an Individual Retirement Account (IRA) certificate of deposit. This is a limited-time offer and may be discontinued at any time.
Simplify managing your finances with 24/7 online access to your account.
Worry free debit card banking - enable real-time push notifications that actually matter. Establish account and security alerts customized by you.
Your Client Solutions Specialist is available for you by phone or in person at your local Client Solutions Center.
Authenticate your account with your fingerprint or face ID for secure access to mobile banking log in.
Deposit checks to your account(s) using your mobile device securely, anytime. Instant Balance gives you secure access to your account balances without logging in.
Transfer funds and pay bills at home or on the go!
Plan with a purpose while earning the best return on your investment. Call your Client Solution Specialist today to set your goals into motion.
Minimum Opening Requirement
$200
$200
$2,500
Minimum Daily Balance
(to avoid monthly service fee)
$0
$200
$2,500
Monthly Service Fee
(if daily balance falls below minimum)
$0
$5
$10
Interest Paid
Yes³
Yes²
Yes, tiered interest rates²
Free Convenience Services
Online Banking e-Statements
Online Banking
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account³
ATM Card
Free ATMs Nationwide
Online Banking & Bill Pay
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account³
MasterCard Debit/ATM Card
Free ATMs Nationwide
¹Federal regulation limits the number of transfers of withdrawals in a savings or money market account to six per statement cycle. Withdrawals and transfers included, but are not limited to bill payments, telephone transfers, ACH payments, drafts, and point of sale transactions. The regulation provides for unlimited in-person or ATM withdrawals and transfers. An excessive withdrawal fee will be assessed for transactions over this limit, according to the current fee schedule.
²Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact your local Client Solutions Center for current rates.
³Automatic Overdraft Protection is available for your checking account by connecting a LINK Money Market Account or LINK Savings Account. Fees apply for each sweep; please refer to the current fee schedule for applicable charges.
Be confident in your purchasing power when you connect a LINK Money Market Account or Savings Account to your LINK Checking Account as reinforcement. When you make a purchase that is more than the balance of your checking account, our Sweep Service will pull the money from your designated reserve account to cover the amount of the transactions.
“Our goal is to provide you with the best experience you’ve had in banking. From our seasoned client solutions specialists, to our competitive rates and products – you’re going to love it here.”
Client Solutions Centers
Camp Hill
Linglestown
Client Solutions Centers
Lancaster
York Loan Production Office
Client Solutions Centers
West Chester
Client Solutions Centers
Gratz
Valley View
Herndon
Yorkville Plaza
Minersville
Trevorton
Disclaimer: *Annual Percentage Yield (APY) is effective as of January 18, 2022. A minimum balance of $2,500 in new money (money not already on deposit with the bank) is required to open an account and avoid a monthly maintenance fee of $10.00. Interest is compounded daily and credited monthly. Fees may reduce earnings. The interest rate may change after account opening. Offer is subject to change or may be withdrawn at any time. Federal regulations limit the number of preauthorized withdrawals made from a money market account to six per month. Contact your local Solutions Center for current standard rates and terms; refer to our fee schedule for additional information about changes. Bank refers to The Gratz Bank and LINKBANK, a division of The Gratz Bank. Member FDIC.