Personal Savings Accounts

Two simple options.
One great outcome:

Savings*, Money Market

* also available as a IRA

Saving Solutions Personalized For You

Enjoy rewarding financial solutions giving you the best return on your investment.

 Let us be the LINK to your success. 

LINK Savings

  • Free e-Statements
  • Interest bearing
  • $200 to open and maintain
  • $200 daily balance , monthly service fee, waived if minimum balance maintained.
  • LINK Savings Account for Minors (age 18 and younger) requires $0 to open and monthly service fee won't apply until age 18.

LINK Money Market

  • Free e-Statements
  • Tiered interest bearing
  • $2,500 minimum to open
  • $2,500 daily balance, monthly service fee waived if minimum balance is maintained
  • Mastercard Debit/ATM card


LINK IRA Savings¹
LINK Savings¹
LINK Money Market¹

Minimum Opening Requirement




Minimum Daily Balance

(to avoid monthly service fee)




Monthly Service Fee

(if daily balance falls below minimum)




Interest Paid



Yes, tiered interest rates²

Free Convenience Services

Online Banking e-Statements

Online Banking
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account³
ATM Card
Free ATMs Worldwide³

Online Banking & Bill Pay
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account³
MasterCard Debit/ATM Card
Free ATMs Worldwide⁴

¹Federal regulation limits the number of transfers of withdrawals in a savings or money market account to six per statement cycle. Withdrawals and transfers included, but are not limited to bill payments, telephone transfers, ACH payments, drafts, and point of sale transactions. The regulation provides for unlimited in-person or ATM withdrawals and transfers. An excessive withdrawal fee will be assessed for transactions over this limit, according to the current fee schedule.
²Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact your local Client Solutions Center for current rates.
³Automatic Overdraft Protection is available for your checking account by connecting a LINK Money Market Account or LINK Savings Account. Fees apply for each sweep; please refer to the current fee schedule for applicable charges.
Exchange rates/fees are applicable as charged.

Automatic Overdraft Protection via Sweep

Be confident in your purchasing power when you connect a LINKBANK Money Market Account or Savings Account to your LINKBANK Checking Account as reinforcement. When you make a purchase that is more than the balance of your checking account, our Sweep service will pull the money from your designated reserve account to cover the amount of the transaction.

For us, it comes down to one thing — personal relationships. Relationships that inspire trust, innovation, and collaboration. 

LINKBANK President

Brent Smith