*Annual Percentage Yield (APY) is effective as of April 6, 2022, and is subject to change without notice. Minimum to open and obtain the APY is $500. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Additional deposits or withdrawals of principal after opening are not permitted. At maturity the certificate of deposit will automatically renew for the same term. This special cannot be combined with any other offers or promotions and excludes institutional investors, brokered accounts, and public funds. Also available as an Individual Retirement Account (IRA) certificate of deposit. This is a limited-time offer and may be discontinued at any time.

Personal Checking Account

Two simple options.
One great outcome:
Easy or Premier

Banking Solutions Personalized For You

Enjoy rewarding financial solutions giving you the best return on your investment. 

Let us be the LINK to your success. 

Easy LINK Checking

Premier LINK Checking

FEATURES

Easy LINK Checking
Premier LINK Checking¹

Minimum Opening Requirement

$25

$100

Minimum Daily Balance

(to avoid monthly service fee)

$0

$100

Monthly Service Fee

(if daily balance falls below minimum)

N/A

$100

Interest Paid

No

Yes, tiered interest rates¹

CD Rate Bonus

No

Additional CD rate benefit on all standard CDs

Personal Loan Discount

No

Earn rate discount on Personal Term Loan if auto debit is set up to a LINKBANK checking account

Free Convenience Services

MasterCard Debit/ATM Card
Online Banking & Bill Pay
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account²
Free ATMs Worldwide³

MasterCard Debit/ATM Card
Online Banking & Bill Pay
Mobile Banking &
Mobile Deposit e-Statements
Sweep for Overdraft Protection on Your Checking Account²
Free ATMs Worldwide³

¹Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact your local Client Solutions Center for current rates.

²Automatic Overdraft Protection is available for your checking account by connecting a LINK Money Market Account or LINK Savings Account. Fees apply for each sweep; please refer to the current fee schedule for applicable charges.

³Exchange rates/fees are applicable as charged.

Automatic Overdraft Protection via Sweep

Be confident in your purchasing power when you connect a LINKBANK Money Market Account or Savings Account to your LINKBANK Checking Account as reinforcement. When you make a purchase that is more than the balance of your checking account, our Sweep service will pull the money from your designated reserve account to cover the amount of the transaction.

For us, it comes down to one thing — personal relationships. Relationships that inspire trust, innovation, and collaboration. 

LINKBANK President

Brent Smith