*Annual Percentage Yield (APY) is effective as of April 6, 2022, and is subject to change without notice. Minimum to open and obtain the APY is $500. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Additional deposits or withdrawals of principal after opening are not permitted. At maturity the certificate of deposit will automatically renew for the same term. This special cannot be combined with any other offers or promotions and excludes institutional investors, brokered accounts, and public funds. Also available as an Individual Retirement Account (IRA) certificate of deposit. This is a limited-time offer and may be discontinued at any time.

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Bank anytime, anywhere by opening an account online.

Disclaimer: *Annual Percentage Yield (APY) is effective as of January 18, 2022. A minimum balance of $2,500 in new money (money not already on deposit with the bank) is required to open an account and required to remain on deposit in the account to avoid a monthly maintenance fee of $10.00. Interest is compounded daily and credited monthly. Fees may reduce earnings. The interest rate may change after account opening. Offer only available for an account maintained for personal family or household use. Offer not available for business purpose accounts. Offer is subject to change or may be withdrawn at any time. Federal regulations limit the number of preauthorized withdrawals made from a money market account to six per month. Contact your local Solutions Center for current standard rates and terms; refer to our fee schedule for additional information about changes. Bank refers to The Gratz Bank and LINKBANK, a division of The Gratz Bank. Member FDIC. 

Instant Account Opening

OPEN A PERSONAL BANK ACCOUNT IN MINUTES

Download Our Personal Banking Mobile App

Bank anywhere, anytime by downloading our mobile app to access your account on the go.

Need help? We're here for you.

Call (855) 569-2265 and we would be glad to assist you through the process.

Disclaimer:  Certain account types cannot be opened via the instant open process, including: Uniform Transfer to Minors Act or custodial accounts, representative payee accounts, individual escrow accounts, estate accounts, accounts subject to powers of attorney, IRA accounts or other similar accounts. Contact a Client Solutions Center at (855) 569-2265 to open one of these account types.

Disclaimer:  Certain account types cannot be opened via the instant open process, including: Uniform Transfer to Minors Act or custodial accounts, representative payee accounts, individual escrow accounts, estate accounts, accounts subject to powers of attorney, IRA accounts or other similar accounts. Contact a Client Solutions Center at (855) 569-2265 to open one of these account types.