Personal Checking Account

Two simple options.
One great outcome:
Easy or Premier

Banking Solutions Personalized For You

Enjoy rewarding financial solutions giving you the best return on your investment. 

Let us be the LINK to your success. 

Easy LINK Checking

  • No monthly service fees
  • Free e-Statements
  • Surcharge Free ATMs Worldwide
  • No balance requirement

Premier LINK Checking

  • Tiered interest bearing account
  • Additional CD rate benefit on all standard rates
  • Surcharge Free ATMs Worldwide
  • Loan rate discount if auto debit is setup to a LINKBANK checking account
Easy LINK Checking
Premier LINK Checking1

Minimum Opening Requirement

$25

$100

Minimum Daily Balance

(to avoid monthly service fee)

$0

$100

Monthly Service Fee

(if daily balance falls below minimum)

N/A

$10

Interest Paid

No

Yes, tiered interest rates.1

CD Rate Bonus

No

Additional CD rate benefit on all standard CDs

Personal Loan Discount

No

Earn rate discount on Personal Term Loan if auto debit is set up to a LINKBANK checking account.

Free Convenience Services

MasterCard Debit/ATM Card
Online Banking & Bill Pay
Mobile Banking & Mobile Deposit
e-Statements
Sweep for Overdraft Protection on Your Checking Account2
Surcharge Free ATMs
Worldwide3

MasterCard Debit/ATM Card
Online Banking & Bill Pay
Mobile Banking & Mobile Deposit
e-Statements
Sweep for Overdraft Protection on Your Checking Account2
Surcharge Free ATMs
Worldwide3

Automatic Overdraft Protection via Sweep2

Be confident in your purchasing power when you connect a LINKBANK Money Market Account or Savings Account to your LINKBANK Checking Account as reinforcement. When you make a purchase that is more than the balance of your checking account, our Sweep service will pull the money from your designated reserve account to cover the amount of the transaction.

1 Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact your local Client Solutions Center for current rates.
2 Automatic Overdraft Protection is available for your checking account by connecting a LINK Money Market Account or LINK Savings Account. Fees apply for each sweep; please refer to the current fee schedule for applicable charges.
3 Exchange rates/fees are applicable as charged.

Your time is valuable.
We understand.
We are here to simplify your life one account at a time.

For us, it comes down to one thing — personal relationships. Relationships that inspire trust, innovation, and collaboration. 

LINKBANK President

Brent Smith

2020 Holiday Schedule

Our Administrative Offices and Client Solution Centers will be closed in observance of the following federal holidays:

  • New Year's Day
    Wednesday, January 1
  • Martin Luther King Jr Day
    Monday, January 20
  • Presidents Day
    Monday, February 17
  • Memorial Day
    Monday, May 25
  • Independence Day
    Friday, July 3
  • Labor Day
    Monday, September 7
  • Columbus Day
    Monday, October 12
  • Veterans Day
    Wednesday, November 11
  • Thanksgiving Day
    Thursday, November 26
  • Christmas Day
    Friday, December 25