*Annual Percentage Yield (APY) is effective as of January 18, 2022. A minimum balance of $2,500 in new money (money not already on deposit with the bank) is required to open an account and required to remain on deposit in the account to avoid a monthly maintenance fee of $10.00. Interest is compounded daily and credited monthly. Fees may reduce earnings. The interest rate may change after account opening. Offer only available for an account maintained for personal family or household use.  Offer not available for business purpose accounts.  Offer is subject to change or may be withdrawn at any time. Federal regulations limit the number of preauthorized withdrawals made from a money market account to six per month. Contact your local Solutions Center for current standard rates and terms; refer to our fee schedule for additional information about changes. Bank refers to The Gratz Bank and LINKBANK, a division of The Gratz Bank. Member FDIC.