Security maintenance will occur with Online Banking: Wednesday, August 10th from 6:00 a.m. EST – 8:00 a.m. EST. Online Banking will not be available during this time.

*Annual Percentage Yield (APY) is effective as of April 6, 2022, and is subject to change without notice. Minimum to open and obtain the APY is $500. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Additional deposits or withdrawals of principal after opening are not permitted. At maturity the certificate of deposit will automatically renew for the same term. This special cannot be combined with any other offers or promotions and excludes institutional investors, brokered accounts, and public funds. Also available as an Individual Retirement Account (IRA) certificate of deposit. This is a limited-time offer and may be discontinued at any time.


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Most frequent questions and answers

• We offer FREE ATMs nationwide. Withdraws may be completed at any STAR, PULSE, Cirrus, MasterCard, MasterMoney or Maestro supported network. Surcharge fees incurred will post however are refunded timely. 

• In person at a Client Solutions Center
• Mobile Deposit
• Night Drop (businesses only)
• Remote Deposit Capture (businesses only, fees apply)
• Mail

• Please see our fee schedule for our current overdraft fees.

• Contact a Client Solutions Center by visiting, calling, or emailing via online banking with the date, dollar amount, merchant name, and transaction type (check/ACH or debit card).  A Client Solutions Specialist will follow up with further updates

• Call 1 800-992-3808

• Contact a Client Solutions Center

  • Most expedited resource; Call 1 800-472-3272. Prompts will direct you to the appropriate option.
  • Contact us at 1 855-569-2265; Select option 4.
  • Contact a Client Solutions Center
  • Submit a request online; securely sign into Online Bank; Account Services Tab/Requests/New ATM/Debit Card

• For mail or next-day deliveries:

The Gratz Bank
3045 Market St.
Camp Hill, PA 17011

• Do not send cash

• Please call us or visit one of our Client Solutions Centers for all rate inquiries. 

Clients are asked to properly endorse their checks which consists of your signature and the words “For Mobile Deposit Only”, we reserve the right to reject a check if it is not properly endorsed. 


• Any client who can provide a valid primary form of ID can be an owner of an account; however at least one owner must be 18 years or older

• Custodial accounts can be opened if the custodian is 18 years or older and provides a valid primary form of ID

• Valid identification
– Valid State issued driver’s license or ID card
– Passport
– US Military ID
– Permanent Resident Card
– Alien Registration Card
• Social Security Number
• Date of Birth
• Valid physical address
• Contact phone numbers
• Opening deposit

• Through online banking, you can review and modify your account alerts. Go to the “Account Services” tab.  Select “Alerts”.  You may elect to receive both Financial and Personal alerts via email, text or both

Receiving Bank:The Gratz Bank
Receiving Bank Address:

3045 Market Street

Camp Hill, PA 17011

Receiving Bank ABA#:031311771
Beneficiary Information (Credit):Beneficiary Name/Client Name

Beneficiary Address

(Must provide physical address):

Client Street Address


Beneficiary Account #:Client Account # (Credit Account)
Reference:Notes to Receiving Bank or Beneficiary, if applicable

If you have any questions or need further information, please call our Client Solutions Center at (855) 569-2265

Intermediary Institution Pacific Coast Bankers’ Bank (PCBB)
Intermediary Institution Address: 1676 N California Blvd, Ste 300 Walnut Creek Ca 94596
Intermediary SWIFT PCBBUS66
Beneficiary Bank The Gratz Bank
Beneficiary Bank Address 3045 Market Street Camp Hill, PA 17011
Beneficiary Bank Acct # 031311771
Beneficiary Client Beneficiary Name/Client Name
Beneficiary Address (Must provide physical address) Client Street Address City/State/Zip
Beneficiary Account # Client Account # (Credit Account)
Reference: Notes to Receiving Bank or Beneficiary, if applicable
To ensure the MOST accurate instructions based on originating Country and type of currency being received, please contact our Client Solutions Center at (855) 569-2265

LINKBANK is a division of The Gratz Bank, and LINKBANK and The Gratz Bank are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor has exceeded applicable federal deposit insurance limits.