Andrew S. Samuel
Chairman & Chief Executive Officer
Mr. Samuel served as President and Chief Executive Officer of Sunshine Bancorp, Inc. and Sunshine Bank since October 2014 through its acquisition in January 2018. He served as a Director and President of Susquehanna Bancshares, Inc. and President and Chief Executive Officer and Chairman of the Board of Susquehanna Bank, from February 2012 to October 2014. At Susquehanna Bank he was responsible for the overall leadership and strategic direction of the bank’s network of more than 240 branch offices; marketing; Susquehanna Wealth Management; and specialized business lines including mortgage lending, small business and agricultural lending, commercial finance and insurance.
Prior to joining Susquehanna and, beginning in 2005, Mr. Samuel served as Chairman, Chief Executive Officer and President of Tower Bancorp, Inc. and Graystone Financial Corp. As organizer and founder of Graystone Financial Corp. and Graystone Bank he opened the de novo bank with three offices and raised a total of over $50 million from customers, friends and family. In less than three years Mr. Samuel grew Graystone to $600 million in assets and achieved profitability in its third quarter of operation and had net income of $2.1 million in its third full year of operation.
Mr. Samuel has served in various executive and other positions at other financial institutions dating back to 1984, including Waypoint Financial Corp., Sovereign Bank, Fulton Bank, and Commonwealth National Banks/Mellon.
Mr. Smith most recently served as Sunshine Bank’s Senior Vice President, Corporate Development since 2014. At Sunshine, Mr. Smith lead his team in growth initiatives that grew the bank from five branches to 18 branches, all while over quadrupling the asset size of Sunshine Bank. Examples of the growth initiatives lead by Mr. Smith include two transformational acquisitions, a private placement offering, subordinated debt issuance and a branch purchase. Beyond his recent experience at Sunshine Bank, he has over 10 years of experience in the financial services industry. Prior to joining Sunshine Bank, he was vice president and director of brokerage services at Susquehanna Bank from 2012 to 2014. He joined Susquehanna after the acquisition of Tower Bancorp, Inc. where he had served as Vice President and Director of Investor Relations from 2009 to 2012. Mr. Smith maintains his insurance agent license in Pennsylvania and Florida and holds his Series 7, 66 and 24.
Mr. Smith also remains involved and engaged in his community serving as a Board Member Brethren of Christ congregation, The Meeting House. He sits on the Board and acts as treasurer of the Brethren Housing Association, a Harrisburg based nonprofit for homeless women and children. Mr. Smith also sits on the board of Rider Musser Corporation, a Messiah College affiliated development company.
Chief Operating Officer
Mr. Renninger served as Executive Vice President, Manager Specialty Business Units at Susquehanna Bank between 2012 and 2015. He was responsible for overall management of the Specialty Business Units with a focus on net income, loan growth, credit quality and audit and compliance. The Units included Susquehanna Mortgage, Community Settlement Services, The Addis Group, Susquehanna Equipment Finance, Susquehanna Government Lending, Small Business Lending, Private Banking, Agricultural Lending, Cash Management, Indirect Auto Lending and the centralized underwriting units for Consumer Lending, Indirect Auto Financing, and Small Business Lending. The loan portfolio grew to $1.6 billion while Mr. Renninger served in his role at Susquehanna Bank. In 2005, Mr. Renninger was one of the four founders of Graystone Bank where he served as President and Chief Operating Officer. He managed the day-to-day operational units which included IT, loan operations, deposit operations, branch operations, human resources, facilities, mortgage lending, wealth management, customer contact center, and project management. During over six years of operation Mr. Renninger helped grow the bank from a de novo to $2.7 billion in assets, successfully completed two merger integrations and was profitable after two full years of operation.
Chief Risk Officer and General Counsel
Mr. Lundblad brings to the bank an impressive tenure within the industry, having worked in similar roles in Risk and General Counsel. More recently, Lundblad served as Chief Executive Officer of Ten Thousand Villages, the pioneering national retailer of ethically sourced and artisan crafted products, where he successfully shepherded the not-for-profit organization through a period of transformation to advance its mission, culture and sustainability.
Chief Financial Officer
Mr. Crosson most recently served as CFO of Sunshine Bank where he was responsible for financial reporting, audit, budgeting and overseeing the accounting functions. Mr. Crosson also led all SEC reporting as Principal Accounting Officer of Sunshine Bancorp, successfully executed a strong organic growth strategy including a private placement $12 million capital raise and $11 million subordinated debt issuance and managed a staff of accounting professionals enhancing the staff’s overall skill sets in several recognizable areas. From 2012 to 2015, he served as Controller at Members 1st Credit union, a $2.8 billion asset credit union with 57 branches in Pennsylvania. From 2005 to 2012, he served as Controller at Tower Bancorp, Inc. where he was responsible for regulatory and financial reporting, financial operations, executing a growth strategy which was supported by a capital raise in two public offerings and led the bank through two acquisitions. During his time at Tower Bancorp, Inc. the institution grew from a de novo to a $2.7 billion asset institution operating 49 branches, after which it was acquired by Susquehanna Bancshares, Inc. He is a Certified Public Accountant and holds a Chartered Global Management Accountant designation.
Chief Credit Officer
Ms. Horton has worked in commercial credit administration for over 15 years at several community banks, including Sunshine Bank, Graystone Bank and Susquehanna Bank. She has served in various commercial credit roles throughout her career, including credit analyst, portfolio manager, senior underwriter and regional credit officer. She has an extensive background in commercial loan underwriting and credit policy. Her focus at LINKBANK not only involves overseeing sound credit management practices, decisions and policies, but also requires implementing cutting edge commercial credit software to better serve our clients and providing training throughout the organization to ensure the overall credit culture of the bank. Ms. Horton obtained a B.S. from Towson University and an MBA from Mount Saint Mary’s University. She is a lifelong resident of Central Pennsylvania and currently resides in Gettysburg, PA with her husband and two sons.
Chief Technology Officer
Yerger has spent much of his career in Information Technology and has had tremendous impact on entire organizations through multiple technology programs including a major, multi-year digital transformation and an award-winning data analytics program. As part of these efforts he spent much of his time developing people and collaborating across the organization to streamline processes and improve communication and data transparency across all functional areas of the institution. Yerger holds a Master’s in Business Administration in Information Systems and Financial Management from Drexel University. He holds a Bachelor of Science in Business Economics from Susquehanna, as well as his PMP designation. Yerger serves on the Advisory Board for Push the Rock, Harrisburg, and is also a member of the American Banking Association.